October 2019 Health Insurance Update

Good news is with the help of my new enrollment website, I can enroll clients in any health insurance plan available on the Marketplace this upcoming enrollment period.

You can check out quotes here: https://www.healthsherpa.com/?_agent_id=marcus-thomson-jy-0xq

Annual Election Period for Medicare is from October 15 through December 7.

The Marketplace Annual Enrollment Period is from November 1 through December 15. If you do not enroll in health insurance during that time, you will not be eligible to participate in the subsidy to help pay for your health insurance through the Marketplace unless you lose other coverage or move. If either of those 2 situations apply to you, you must take advantage of your special enrollment period within 45 days.

Other Rules of Importance:

These are not new rules and apply to everyone getting coverage with subsidies on the Marketplace:

  • You must file your taxes every year. It determines the subsidy and tax credits that pay for your health insurance.
  • If you are married, you have to file your taxes together if you wish to use subsidies to pay for your health insurance.
  • If you are eligible for Medicare, you are not eligible for coverage through the Marketplace.
These are the common issues I experience that prevent people from getting coverage through the Marketplace or cost them their subsidy later.

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