I help with Medicare Choices and work directly with the Affordable Care Act to get you the best rates on health insurance, life insurance, accident insurance, critical illness and cancer insurance policies. Open enrollment begins November 1st through December 15th, 2019 and I can save you the headaches of going through the government website.
This page is dedicated to supplemental coverage to traditional health insurance plans. These are not like Medicare Supplemental Policies. These policies are made for individuals and families under the age of 65 and made for a variety of health circumstances most experience in their lifetime. These policies pay benefits to you regardless of other health insurance to make up for what insurance doesn't pay like lost wages and/or copays, coinsurance and deductibles.
Below is a quick summary about each along with a link to the page for more information about the coverage offered.
This policy pays you if you have to be transported to the hospital, hospital admission and a daily hospital benefit which is increased if you are in the Intensive Care Unit. This benefit pays in addition to the accident plan if you have that policy but also if you have to go to the hospital for any illness. More Info Here
Cancer affects 1 out of 3 people and this pays a flat benefit if you get diagnosed with cancer, heart attack, stroke and other critical illness including if you need a major organ transplant. More Info Here
Annual Election Period for Medicare is from October 15 through December 7. The Marketplace Annual Enrollment Period is from November 1 through December 15. If you do not enroll in health insurance during that time, you will not be eligible to participate in the subsidy to help pay for your health insurance through the Marketplace unless you lose other coverage or move. If either of those 2 situations apply to you, you must take advantage of your special enrollment period within 45 days.
Other Rules of Importance:
These are not new rules and apply to everyone getting coverage with subsidies on the Marketplace:
You must file your taxes every year. It determines the subsidy and tax credits that pay for your health insurance.If you a…
Re-enrollment for Health Insurance.
Open enrollment for Florida Blue and the Marketplace is from November 1st through December 15th for a January 1st policy.
Q- Do I have to do anything if nothing has changed?
A- Yes, you should update the Marketplace through your agent every year as changes happen every year to plans, subsidies, coverage, deductibles, copays and more.
Q- I lost my coverage in the past, can I get new coverage for 2019?
A- Yes. Open enrollment is the only time you can get coverage without a life changing event (marraige, divorce, moved, birth of a child,...)?
Q- I am planning on getting married and/or moving in after the first of the year, can I just do it then?
A- No. You have to get coverage through the Marketplace first. You have 60 days from a life change to make a change to your policy?
I am trying to utilize technology the best I can, so you may find my busy and free times on my calendar on my website BlueMarcus.com. You may also email me or text me. I would lik…
Your teeth are strong, but can cause some of the worse pain that doesn't go away when you don't take care of them. Unless you already have Dental Insurance, there is a 6 month waiting period before the plan pays for anything major like crowns or root canals. Almost all plans have your routine checkups included at no charge.
Teeth are important to your body, so check out these 3 plans and click Quote Request to let me know that you want to move forward. I have embeded the brochure for each on this page and included a link to the PDF for each in the title.