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Dental Coverage with Florida Blue

Your teeth are strong, but can cause some of the worse pain that doesn't go away when you don't take care of them. Unless you already have Dental Insurance, there is a 6 month waiting period before the plan pays for anything major like crowns or root canals. Almost all plans have your routine checkups included at no charge.

Teeth are important to your body, so check out these 3 plans and click Quote Request to let me know that you want to move forward. I have embeded the brochure for each on this page and included a link to the PDF for each in the title.

Non-Qualified Dental (HMO)

BlueDental QF Plan(PPO)

BlueDental Copayment QF Plan(PPO)
Quote Request

Marketplace Quoting Tools

I have 2 different websites I use for quoting and enrolling people through the Marketplace, The first will show you a number of different plans in addition to Florida Blue health insurance plans and the link is

The second quoting website I have found provides more accurate quotes than the first one for some people, but is only set up for Florida Blue and Florida Healthcare Plans quoting and enrollment. Here is the link:

October 2019 Health Insurance Update

Good news is with the help of my new enrollment website, I can enroll clients in any health insurance plan available on the Marketplace this upcoming enrollment period.

You can check out quotes here:

Annual Election Period for Medicare is from October 15 through December 7.

The Marketplace Annual Enrollment Period is from November 1 through December 15. If you do not enroll in health insurance during that time, you will not be eligible to participate in the subsidy to help pay for your health insurance through the Marketplace unless you lose other coverage or move. If either of those 2 situations apply to you, you must take advantage of your special enrollment period within 45 days.

Other Rules of Importance: These are not new rules and apply to everyone getting coverage with subsidies on the Marketplace:

You must file your taxes every year. It determines the subsidy and tax credits that pay for your health insurance.If you a…

Thank you clients

I just received an email from as a welcome to the Circle of Champions. I have to thank my clients for their support.

2019 Re-enrollment for Health Insurance

Re-enrollment for Health Insurance. Open enrollment for Florida Blue and the Marketplace is from November 1st through December 15th for a January 1st policy.

Q- Do I have to do anything if nothing has changed?
A- Yes, you should update the Marketplace through your agent every year as changes happen every year to plans, subsidies, coverage, deductibles, copays and more.

Q- I lost my coverage in the past, can I get new coverage for 2019?
A- Yes. Open enrollment is the only time you can get coverage without a life changing event (marraige, divorce, moved, birth of a child,...)?

Q- I am planning on getting married and/or moving in after the first of the year, can I just do it then?
A- No. You have to get coverage through the Marketplace first. You have 60 days from a life change to make a change to your policy?

I am trying to utilize technology the best I can, so you may find my busy and free times on my calendar on my website You may also email me or text me. I would lik…

Walgreens Points

For many of us, switching over to Walgreens has been a pain. Hopefully this makes it better (keep scrolling for the coupon):


These are common questions I receive from customers on a daily basis and answers to them.

Q:  Where are my health insurance cards?
A:  Did you make your initial payment and did you see it come out of your account?
Make a payment by calling Florida Blue at 1-800-FLA-BLUE (352-2583)If "Yes," please verify the address was entered correctly from your Eligibility Notice and your Florida Blue application. As your agent, I always send those files after the application is complete. Q:  Why did my primary care physician change (PCP)? A:  Sometimes Florida Blue's system changes it. We can fix that by calling Member Services. If you have a Blue Select or Blue Options plan, they do not have PCP because they are EPO. EPO works similar to a PPO with the main difference that if you go outside the network, the cost is much higher and will have a higher deductible.
Q:  Florida Blue has not paid the Doctor for my last visit? A:  Many times when this happens, I find that the member is not …

2017 Florida Blue Billing Update

I would like to pay my bill Were you a customer of FL Blue in 2016 and have a current policy active with Blue Cross? NOBefore 1/1, we can review your selection and take a payment Post 1/1, we can complete for 2/1 YESDid you complete a renewal of your policy? Did you complete your renewal with a Blue Cross Agent? YESDo you know your agents name (reference agent list) Please contact your agent that assisted you or wait for the bill to be sent to your email or mail.  The bills have been delayed and you will have ample tile to pay and once payment is received you will have claims paid.  You may be required to fill out a claim form. NOThey I can assist you in making sure that all is correct (do an active renewal for 2/1) in IST and they should wait for the Ebill or mailed bill to pay January.  If you do not see a bill by 1/7 please let us know so that